Easy, simple and saving you the hassle.
We are pleased to explain our comprehensive Theft and accidental damage insurance for all DSA (Disabled Students' Allowance) computers, software and peripherals.
Theft and accidental damage insurance is included as standard on all DSA systems that we supply. (Please note that this is also available for non-DSA purchases but needs to be added to the order.) The length of the insurance term is the same as the computer warranty, which in most cases will be the same as the length of the student’s course. You can specify from 1 to 4 years' cover for Windows or Macintosh computers.
We use the same company for insurance that we use for our course-long extended warranties. The main reason for automatically insuring all systems is to offer you quicker and easier support, and to save time arguing responsibility, assessing damage, getting quotes and organising payment.
What does the Department for Education and Skills say about insuring DSA equipment?
Paragraph 26 from the DfES Guidance to Local Authorities states:
It would be reasonable for any insurance or extended warranty costs and for any repair and modification costs arising from the ownership of such equipment purchased under the DSA to be set against this allowance. Where students do not take out insurance and equipment is stolen, any replacement of the equipment is at the students’ expense. The cost of replacement equipment should not be met by the DSA in such circumstances. Therefore, LEAs are advised to recommend to students that insurance cover is taken out for their DSA equipment. The insurance premiums can be paid from the DSA.
Read the full document.
There are still some inevitable exclusions, such as leaving a computer visible in a car (even if locked).
Note that the insurance covers sudden and unforeseen causes, not things that happen gradually as a result of rough handling. The manufacturer can still argue that these are more than fair wear and tear so not covered by the warranty. So:
If you are careful like this then any damage will always be accidental or covered by warranty.
We only charge the insurance company for replacement equipment at our cost - there's no profit. So:
Sometimes, it is true, part of the risk will be double covered, as the equipment may also be partly covered by an existing home insurance policy. But:
We try hard to give “better than expected” support to DSA students, and our insurance and warranty provision makes this possible. At the end of the day, any obstructions add to the costs and hassle of all DSA stakeholders - DO, Assessor, Funding Body/Local Authority, Suppliers and - above all - the student. We believe our insurance policy is a major improvement to the DSA process.